SMALL BALANCE MULTIFAMILY LOANS
Multifamily Financing
for Real Estate Investors
Finance your next 5–20 unit property with ease. Purchase, refinance, or cash-out — we structure loans based on property cash flow, not personal income.
- Asset-Based Underwriting — qualify on the property, not your tax returns
- Loan sizes $500,000 – $5,000,000+
- 5–20 unit multifamily and mixed-use eligible
- Close in as little as 2–3 weeks
DSCR-based qualifying — 1.0+ acceptable
NMLS #1850952
Licensed Mortgage
Broker
Broker
20+ Years
Experience in
Real Estate Lending
Real Estate Lending
5
Direct Lender
Relationships
Relationships
Fast Closings
As little as
2-3 weeks
2-3 weeks
Investor-Focused
Lending
Lending
We specialize in financing investment properties — not primary residences.
Flexible Non-QM
Programs
Programs
Multiple loan options designed for real estate investors.
Competitive Terms
Strong leverage, flexible structures, and investor-friendly guidelines.
Fast Execution
Streamlined process designed to close quickly.
Nationwide Lending
We lend across the U.S. for qualifying investment properties.
Small Balance Multifamily Loan Highlights
| Loan Amount | $500,000 – $5,000,000+ |
| Loan Purpose | Purchase, Rate & Term Refinance, Cash-Out Refinance |
| Property Types | 5–20 Unit Multifamily, Mixed-Use |
| LTV | Up to 75–80% (depending on deal) |
| DSCR | 1.0+ acceptable |
| Credit Requirements | 620+ typical |
| Documentation | No tax returns required |
| Interest Only Options | Available |
| Closing Time | As little as 2-3 weeks |
Guidelines subject to change. Contact us for full program details.
Eligible Property Types
- 5–10 Unit ApartmentsStabilized multifamily properties with strong rental demand.
- 10–20 Unit BuildingsLarger small-balance assets with consistent cash flow.
- Mixed-Use PropertiesResidential with limited commercial component.
- Value-Add OpportunitiesLight rehab or repositioning strategies supported.
How It Works
Submit Your Deal
Tell us about the property and your financing needs.
Deal Review & Pre-Approval
We analyze property cash flow and structure your loan.
Term Sheet Issued
Receive clear loan terms including leverage, rate, and fees.
Underwriting & Appraisal
Fast underwriting focused on the asset — not personal income.
Close & Fund
Close in as little as 2–3 weeks.
Fund Your Next Multifamily Deal Faster
We structure loans based on property cash flow — not your personal income.
Ready to Close Your Next Multifamily Deal?
Fast approvals. Investor-focused lending. No unnecessary friction.