NON-QM · INVESTOR LENDING
Investment Property Loans.
Built for Investors.
DSCR, Bank Statement, Foreign National, ITIN, Fix & Flip, and Multifamily financing — structured for investors who need speed, flexibility, and execution.
No tax returns. No W-2s. No SSN required. We help investors close when banks won’t.
6 Investor Programs
Loans $100K–$5M
Close in 2–3 Weeks
Most deals are pre-screened within 24 hours. No credit pull, no obligation.
Already working on a deal? Don't wait on bank approvals. We'll tell you in 24 hours if it works.
Direct access to multiple non-QM lenders
Closings in as little as 2–3 weeks
Loan sizes from $100K to $5M
NMLS #1855083
Six Investor Loan Programs
DSCR Loans
Qualify on rental income, not your tax returns. Up to 80% LTV.
SUBMIT YOUR DEAL →
Bank Statement Loans
Self-employed? Qualify on 12–24 months of deposits. No tax returns.
SUBMIT YOUR DEAL →
Foreign National Loans
U.S. real estate financing without U.S. credit. Passport accepted.
SUBMIT YOUR DEAL →
ITIN Loans
Invest in U.S. real estate with your ITIN. No SSN required.
SUBMIT YOUR DEAL →
Fix & Flip Loans
Up to 90% LTC, 100% rehab funded. Close in 7–14 days.
SUBMIT YOUR DEAL →
Small Balance Multifamily
5–20 unit properties, $500K–$5M+. Asset-based qualifying.
SUBMIT YOUR DEAL →
Who This Is For
Buy-and-Hold Investors
Building rental portfolios. Qualify on the property, not your taxes.
Self-Employed Investors
No W-2 needed. Bank statements or DSCR — you qualify on cash flow.
Foreign Investors
Buying U.S. property without U.S. credit. We handle the documentation.
ITIN Borrowers
No SSN? Use your IRS-issued ITIN to invest in U.S. real estate.
Active Flippers
Need fast capital. 90% LTC, 100% rehab, close in 7–14 days.
Multifamily Buyers
Acquiring 5–20 unit properties. Asset-based qualifying, no W-2 needed.
How It Works
1
Submit Deal
Tell us the address, loan amount, and purpose. 60 seconds.
2
We Review
We pre-screen your scenario against 5 lenders within 24 hours.
3
Get Approved
Term sheet within 3–5 business days.
4
Close
Funded in 2–3 weeks. Start growing your portfolio.
Most deals are pre-screened within 24 hours.
Close When Banks Say No.
Submit your deal. We’ll tell you in 24 hours if it works.
Ready to Submit Your Deal?
Get pre-screened terms in 24 hours. No credit pull, no obligation.
We provide customized loan solutions for real estate investors, not retail homebuyers. Fast, flexible, and investor-focused.
Contact
- 561-247-4701
- info@AlphaEquityLending.com
- Miami, FL 33180
License & Compliance
NMLS #1855083
Equal Housing Lender