NON-QM · DSCR · FOREIGN NATIONAL · INVESTOR LENDING
Finance the deal.
Build the portfolio.
DSCR · Bank Statement · Foreign National · Small-Balance Multifamily
Direct broker relationships with five leading investor and non-QM lenders — DSCR, bridge, foreign national, bank statement, and small-balance multifamily.
20+
Years in Mortgage & Real Estate
5
Direct Lender Relationships
EN · ES
Bilingual — English & Spanish
NMLS
Licensed Mortgage Broker
Investor Loan Programs
Financing structured for real estate investors — not retail homebuyers.
TIER 1
DSCR Loans
Qualify on rental income alone. No tax returns, no W-2s. 1–4 unit investment properties.
From 6.5% · Up to 80% LTV · Min 620 FICO
TIER 1
Foreign National
No U.S. credit required. Serving international buyers and LatAm investors in U.S. real estate.
No SSN · ITIN ok · Up to 70% LTV
TIER 1
Bank Statement
Self-employed? Qualify on 12–24 months bank statements. No tax returns needed.
12–24 mo stmts · Up to 85% LTV · Min 620
TIER 1
Small-Balance Multifamily
5–20 unit apartment buildings. Underwritten on property cash flow, not personal income.
$500K–$5M · Up to 75% LTV · I/O available
ALSO AVAILABLE
Fix & Flip / Bridge
Short-term financing for acquisitions and rehabs. Close fast, renovate, then refinance or sell.
12–24 month terms · Up to 90% LTC · Fast close
ALSO AVAILABLE
Portfolio / Blanket
Finance 5+ properties under one loan. Cross-collateralized. Simplify your portfolio management.
5+ properties · Cross-collateral · Streamlined
ALSO AVAILABLE
ITIN Loans
No Social Security number required. Domestic real estate purchases for ITIN borrowers welcome.
No SSN · ITIN accepted · 1–4 units
calculator
My Monthly Payment
Ready to fund your next deal?
DSCR · Foreign National · Bank Statement · Bridge · Multifamily — I structure investor deals that banks won't touch.
Licensed mortgage broker · NMLS #1850952 · Equal Housing Lender