FIX & FLIP LOANS
Fund Your Next Flip.
Close in 7–14 Days.
Up to 90% LTC, 100% rehab funded, close in 7–14 days. Built for active flippers and BRRRR investors.
When the deal won’t wait, this is the capital that closes before your competition does.
100% Rehab Funded
Up to 90% LTC
Close in 7–14 Days
Most deals are pre-screened within 24 hours. No credit pull, no obligation.
CLOSE BEFORE YOUR COMPETITION
SUBMIT YOUR DEAL
Already working on a deal? Don't wait on bank approvals. We'll tell you in 24 hours if it works.
Direct access to multiple non-QM lenders
Closings in as little as 2–3 weeks
Loan sizes from $100K to $5M
NMLS #1855083
Why Fix & Flip Loans
90%
Loan-to-Cost
Up to 90% of purchase. 100% of rehab funded in draws as work progresses.
75%
Of ARV
Total loan up to 75% of after-repair value (ARV). Built for the spread.
7–14
Day Close
When the deal can’t wait, we close in days, not weeks.
12–24
Month Term
Short-term bridge capital. Interest-only. Refinance to DSCR after rehab.
Fix & Flip Loan Highlights
| Loan Amount | $100,000 – $5,000,000+ |
| Loan Purpose | Purchase + Rehab, Refi + Rehab, Bridge |
| Property Types | 1–4 Unit SFR, Small Multifamily, Mixed-Use |
| Loan-to-Cost | Up to 90% |
| Loan-to-ARV | Up to 75% |
| Rehab Funding | 100% rehab funded in draws |
| Credit | No minimum FICO – case-by-case |
| Term | 12–24 Months, Interest-Only |
| Interest Only | Available |
| Closing Time | 7–14 Days |
Guidelines subject to change. Contact us for full program details.
How We Underwrite
What Qualifies You
- Deal — purchase price & ARV
- Rehab budget & scope
- Track record (or strong deal)
- Liquidity to start & carry
What We Ignore
- Personal income / W-2s
- Tax returns
- Debt-to-income ratios
- Employment status
Who This Is For
Active Flipper
Buying, rehabbing, and selling. Need fast capital that closes before the next investor does.
BRRRR Investor
Buy, rehab, rent, refi, repeat. Bridge to DSCR refinance once stabilized.
Rehab + Refi
Already own the property. Need rehab funding plus a path to long-term financing.
First-Time Flipper
Strong deal, solid plan. We finance experience-light borrowers when the numbers work.
How It Works
1
Submit Deal
Tell us the address, loan amount, and purpose. 60 seconds.
2
We Review
We pre-screen your scenario against multiple non-QM lenders within 24 hours.
3
Get Approved
Term sheet within 3–5 business days.
4
Close
Funded in 7–14 days. Get to work.
Most deals are pre-screened within 24 hours.
Close Before Your Competition Does.
Fast capital. 100% rehab funded. Close in 7–14 days.
Ready to Submit Your Deal?
Get pre-screened terms in 24 hours. No credit pull, no obligation.
We provide customized loan solutions for real estate investors, not retail homebuyers. Fast, flexible, and investor-focused.
Contact
- 561-247-4701
- info@AlphaEquityLending.com
- Miami, FL 33180
License & Compliance
NMLS #1855083
Equal Housing Lender