Day: July 6, 2026

NOI (net operating income) is a building income after operating expenses but before the mortgage. Here is how lenders use it to size a multifamily loan.

Yes — a small apartment building qualifies largely on its own rent roll, not your salary. Here’s how 2–4 unit vs. 5+ unit financing works.

Yes — there’s no hard property-count limit. Each short-term rental qualifies on its own income, not your personal DTI, so portfolios scale past the conventional 10-loan wall.