Category: Investor Guides

Cash-out refinance rules change with the property type: leverage caps, DSCR floors, and documentation all shift as you move from a single-family rental to a condo or a commercial building.…

Seasoning requirements set how long you must own a property — or hold your cash — before a lender will count it in your loan file. Investors run into these…

A portfolio loan wraps several rentals into one blanket mortgage, while individual loans keep each property on its own note — and the right choice depends on how you plan…

Small-balance commercial loans put offices, warehouses, and mixed-use buildings within reach of investors who will never hand a bank three years of tax returns. The commercial market below five million…

You can reduce FIRPTA withholding before closing with a Form 8288-B withholding certificate, qualify for one of the exemptions built into the law, or recover the excess afterward with a…

FIRPTA requires the buyer to withhold up to 15 percent of the gross sales price whenever a foreign person sells US real estate — taken off the top at closing,…